Can You Take Over a Lease?

Man and Woman Signing Contract

Leasing a new vehicle has plenty of amazing benefits compared to buying a new vehicle. However, if you don’t want to commit to a full lease, then you have the option of taking over a current lease. Taking over the rest of another driver’s lease is known as a lease takeover. Learn how a car lease takeover works with the experts at Suntrup Nissan, and visit our dealership near St Louis for all of your buying and leasing questions.

How a Car Lease Takeover Works

How does taking over someone else’s lease work? The process of taking over a car lease is similar to leasing a new car in the same sense that you don’t buy the car altogether. When you take over a lease, you’re paying to drive the vehicle for a certain amount of miles or a certain length of time. The monthly payments for the lease takeover are determined by the vehicle’s estimated value by the end of the lease term plus interest rates. When the lease is over, you’ll simply return it to your local Jefferson County area dealership.

Keep in mind that taking over another lease works the same way as a regular lease in the sense that you’ll have mileage restrictions. Usually, the restrictions are set to about 1,000 miles per month, but that can vary depending on how many miles the previous driver put on the car.

Car Lease Takeover Advantages & Disadvantages

To decide if taking over someone else’s car lease is the right option for you, here are some of the advantages and disadvantages of a lease takeover:


  • Still under warranty coverage
  • Possible cash incentives from the original lease
  • No down payment
  • No new-car upfront depreciation and other costs


  • Possible wear and tear from the previous owner
  • Mileage restrictions
  • Transfer fees
  • You inherit the monthly payment as it is

If you’re looking for something temporary and don’t plan on putting too many miles on the St Charles roads, then a lease takeover could be a great option for you. Check out our car lease takeover deals at Suntrup Nissan, and visit our finance center for all of your questions and concerns.

Discover Your Options at Suntrup Nissan

Contact us to see if taking over a car lease is the right option for you, and check out our car lease takeover deals to see how much you can save.

More from Suntrup Nissan

  • What Is the 2023 Nissan Rogue Towing Capacity?

    The Nissan Rogue has the performance capabilities you need to confidently take on your next road trip outside of St Louis, but how much can it tow? The 2023 Nissan Rogue towing capacity maxes out at 1,500 pounds, but that’s not all that this SUV can do for you. Learn more about the Nissan Rogue engine…

  • 2022 Nissan Rogue Price

    The iconic Nissan Rogue is back and better than ever for 2022, but how much can St Louis drivers expect to pay for the latest model? The new Nissan Rogue price for 2022 starts out at $27,150 MSRP and varies as you go up the configuration lineup. Take a look at the 2022 Nissan Rogue price…

  • 2023 Nissan Rogue Trim Levels

    If you’re looking for a powerful new midsize SUV in the St Louis area, then you can’t go wrong with the 2023 Nissan Rogue! This new entry into the Nissan lineup offers powerful engine specs, a sporty ride, and a wide range of trim levels to choose from. The Nissan Rogue starts at $27,360* for the…

Suntrup Nissan 38.5208643, -90.3438767.